Do you save at all? The savings rate has increased since the financial crisis of 2008, but most consider savings to amount to about 3-4 weeks of expenses. Most financial advisers will tell you that you need to save 3-6 months of expenses in order to be secure. Having been a financial adviser in my previous life, I would recommend taking that even further if you can. Possibly even one year. There is a tremendous feeling when you can sit back knowing that if things went from bad to worse, you could withstand a year of setbacks. But if you save so much, how can you get the most bang for your buck? Put it in a bank that gives you the best interest rate (CD or cash). Here is a website that gives you updated interest rates from banks all around the country. What a great resource to have!

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